See exactly how much you're losing on your US stock holdings over the next 5 years
Netflix, SaaS, etc.
Your holdings exceed the $60,000 exemption. If something happens to you, your family could owe the IRS $210,878 (40% of $527,196 above exemption).
By Year 5, exposure could grow to $210,878
You'll earn ~$44,040 in dividends over 5 years. Borderless helps you file Form 67 to claim foreign tax credit and avoid double taxation. Estimated savings: $11,010
3% spread on $150,000 liquidated over 5 years
4% annual depreciation impact on converted funds
FX spread on $9,600/year in international expenses
40% tax on holdings above $60,000 exemption
15% tax credit on dividends by filing Form 67
20% of liquidated funds reinvested abroad at 8% growth
Keep your dollars abroad and avoid FX spreads entirely
By keeping your wealth in dollars with Borderless
Cumulative losses by category
| Year | Portfolio Value | Liquidated | FX Loss | Travel FX | Depreciation | Cumulative Loss |
|---|---|---|---|---|---|---|
| Year 1 | $266,000 | $30,000 | -$900 | -$288 | -$1,200 | -$2,388 |
| Year 2 | $337,280 | $30,000 | -$900 | -$288 | -$1,200 | -$4,776 |
| Year 3 | $414,262 | $30,000 | -$900 | -$288 | -$1,200 | -$7,164 |
| Year 4 | $497,403 | $30,000 | -$900 | -$288 | -$1,200 | -$9,552 |
| Year 5 | $587,196 | $30,000 | -$900 | -$288 | -$1,200 | -$11,940 |
| Total | $587,196 | $150,000 | -$4,500 | -$1,440 | -$6,000 | -$11,940 |
Annual travel expenses
You lose money converting INR→USD, then USD→local currency
Netflix, Spotify, SaaS tools charged in USD
Total cost of converting currency for international lifestyle
Keep your money in dollars and use it globally without conversion fees. Save $1,440 over 5 years.
After FX + depreciation + travel losses
Keep dollars, zero FX loss, Form 67 filed
Plus estate tax protection + simplified dividend taxes
Comprehensive wealth management for your US equity
Compliant structure to minimize US estate tax exposure for your family
Visa card with zero FX markup for international travel and subscriptions
Automatic dividend tax credit filing to avoid double taxation
Join the waitlist for Borderless Brokerage + Multi-Currency Account