Transfer your US stocks into a Borderless Account. Diversify into ETFs and bonds. Hold and spend in dollars globally. Convert to INR only when you choose.
You know you should diversify. But from India, the mechanics are expensive — sell in your US broker, convert to INR, convert back to invest internationally. Double conversion. Double fees.
72% of a typical FAANG employee's net worth is in their employer's stock. One bad quarter can wipe out years of gains.
Every time you sell RSUs and bring money to India, your bank takes 2-4%. On $50K that's $1,500+ gone per year.
The INR has fallen 3-4% per year against USD for a decade. Every dollar you convert to rupees loses purchasing power every year.
The Borderless Account combines a US brokerage and multi-currency account. Your dollar wealth stays in the dollar ecosystem.
Transfer stocks from E*Trade or Schwab via ACATS. Reinvest into US-listed ETFs, S&P 500 index funds, and fixed income. No rupee conversion at any step.
Sale proceeds and dividends flow into your multi-currency account in USD. Spend with the Visa card anywhere. Convert to INR at interbank rates — only when you choose.
Digital application. No branch visits. No paperwork mailed.
Indian KYC — PAN, Aadhaar, passport. Entirely digital.
10 minutesEverything submitted through the app.
5 minutesTransfer stocks, receive dividends, start using the Visa card.
1-2 business daysBuilt specifically for Indian tech professionals with US equity. Every feature exists to protect and grow your dollar wealth.
Borderless accounts are structured to minimize US estate tax exposure. Protect your family from the 40% risk on day one.
Hold dollars in your account indefinitely. Convert to INR only when your personal rate target is met — never forced.
Trade NYSE and NASDAQ stocks, Vanguard & iShares ETFs, US Treasury bonds, and more from a single dashboard.
Spend your dollars anywhere Visa is accepted. Zero foreign transaction fees. Real-time spending controls.
We automatically compute your foreign tax credit and generate the Form 67 filing so you never pay double tax on dividends.
KYC in under 10 minutes. No paperwork. No branch visit. SEBI-registered, RBI-compliant, and FDIC-insured custody.
Indian tech professionals at US-listed companies who took control of their dollar wealth.
“I had always planned to diversify my RSUs but the double-conversion cost made it feel pointless. Borderless removed that friction entirely — my portfolio is finally spread across ETFs without a single rupee touchpoint.”
“The FX savings are real. I was losing over $1,800 a year just on conversion fees at my bank. With Borderless I hold in USD and convert only when I actually need rupees — the difference shows up immediately.”
“The Visa card is what surprised me most. I travel often for conferences and now I just spend in dollars everywhere. Zero FX markup, no mental math, no surprise charges. It's the card I didn't know I needed.”
Everything about transfers, account protection, and converting to INR on your terms.
Diversify your RSU concentration. Hold and spend in dollars. Convert only when you choose.
Open Your Borderless Account →