The Borderless debit card spends directly from your dollar balance. International travel, online subscriptions, global purchases: all with zero FX markup. Stop converting. Start spending.
Your Indian credit card and bank add FX markup on every foreign transaction. Travel, online shopping, subscriptions, you're overpaying on all of them.
Without Borderless
Flight to Europe
₹85,000
FX markup
₹2,550
Annual Netflix + Spotify + Cloud
₹24,000
FX markup
₹720
Amazon US purchases
₹40,000
FX markup
₹1,200
Business trip expenses
₹1,50,000
FX markup
₹4,500
Annual FX markup
₹8,970 (~$105/month)
With Borderless CARD
Flight to Europe
₹85,000
FX markup
₹0
Annual Netflix + Spotify + Cloud
₹24,000
FX markup
₹0
Amazon US purchases
₹40,000
FX markup
₹0
Business trip expenses
₹1,50,000
FX markup
₹0
Annual FX markup
₹0
A multi-currency account with a global debit card. Your RSU proceeds, dividends, and savings stay in dollars until you decide otherwise.
USD, SGD, EUR, GBP, CAD, AUD. All in one account.
Spend from your dollar balance anywhere the card is accepted. No markup.
When you choose to convert to INR — near mid-market rates, not your bank's 2–4% markup.
Virtual card available immediately on signup. Physical card ships in 5–7 days.
Flights, hotels, dining abroad: pay in local currency directly from your dollar balance. No conversion, no markup, no surprise charges on your statement.
Netflix, AWS, Spotify, Amazon US, SaaS tools: all billed in USD. Pay from USD. Stop paying your bank 1.5–3.5% on every recurring charge.
Application fees, tuition deposits, test registrations — all in foreign currency. Pay without conversion penalties. Hold education funds in USD until needed.
Digital application. No branch visits. No paperwork mailed.
PAN, Aadhaar, passport. 10 minutes.
10 minInstant Virtual card.
Fund your account. Spend globally. Zero FX markup.
Indian tech professionals who stopped overpaying on every global transaction.
"I travel 8-10 times a year for work and personal trips. Before Borderless, every hotel and flight was costing me an extra 2-3% I never tracked. Now I just swipe and know I'm paying exactly the mid-market rate. My annual travel budget actually goes further."
Director of Engineering
US tech company, Bangalore
"My AWS, GitHub, Linear, Notion, Figma — everything billed in USD. I was paying my bank's markup on every single renewal without realising it. Switched to the Borderless card and the savings showed up the very first month."
Senior Engineer
US tech company, Hyderabad
"I was juggling a Wise account, a Niyo card, and my HDFC credit card for different things. Borderless replaced all three. One card, one balance, zero markup. It sounds simple but it genuinely simplified my financial life."
Engineering Manager
US tech company, Pune
Everything about the card, currencies, and spending globally.
Zero FX markup. Instant virtual card. Convert on your terms.
Get Your Borderless Card →